LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,607
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,372
−HK$778/mo
Today · 4.125%
HK$26,150
baseline
▲ 0.50% · 4.625%
HK$27,741
+HK$1,591/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$52,300/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,375
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,109
−HK$745/mo
Today · 4.125%
HK$28,854
baseline
▲ 0.50% · 4.625%
HK$30,374
+HK$1,520/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$57,708/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,528
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,446
−HK$934/mo
Today · 4.125%
HK$31,380
baseline
▲ 0.50% · 4.625%
HK$33,289
+HK$1,909/mo
Deposit HK$4.32M · loan HK$6.47M · min. income ≈ HK$62,760/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,849
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,731
−HK$893/mo
Today · 4.125%
HK$34,624
baseline
▲ 0.50% · 4.625%
HK$36,449
+HK$1,825/mo
Deposit HK$4.32M · loan HK$6.47M · min. income ≈ HK$69,248/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,449
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,521
−HK$1,088/mo
Today · 4.125%
HK$36,609
baseline
▲ 0.50% · 4.625%
HK$38,837
+HK$2,228/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$73,218/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,324
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,352
−HK$1,043/mo
Today · 4.125%
HK$40,395
baseline
▲ 0.50% · 4.625%
HK$42,524
+HK$2,129/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$80,790/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,292
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,670
−HK$1,399/mo
Today · 4.125%
HK$47,069
baseline
▲ 0.50% · 4.625%
HK$49,933
+HK$2,864/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$94,138/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,274
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,596
−HK$1,340/mo
Today · 4.125%
HK$51,936
baseline
▲ 0.50% · 4.625%
HK$54,674
+HK$2,738/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$103,872/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,669 · Scale 2, in force from 26 Feb 2026)