LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,607
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,373
−HK$777/mo
Today · 4.125%
HK$26,150
baseline
▲ 0.50% · 4.625%
HK$27,742
+HK$1,592/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$52,300/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,375
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,110
−HK$744/mo
Today · 4.125%
HK$28,854
baseline
▲ 0.50% · 4.625%
HK$30,375
+HK$1,521/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$57,708/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,529
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,447
−HK$934/mo
Today · 4.125%
HK$31,381
baseline
▲ 0.50% · 4.625%
HK$33,290
+HK$1,909/mo
Deposit HK$4.32M · loan HK$6.47M · min. income ≈ HK$62,762/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,851
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,732
−HK$893/mo
Today · 4.125%
HK$34,625
baseline
▲ 0.50% · 4.625%
HK$36,450
+HK$1,825/mo
Deposit HK$4.32M · loan HK$6.47M · min. income ≈ HK$69,250/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,450
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,522
−HK$1,089/mo
Today · 4.125%
HK$36,611
baseline
▲ 0.50% · 4.625%
HK$38,838
+HK$2,227/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$73,222/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,326
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,353
−HK$1,043/mo
Today · 4.125%
HK$40,396
baseline
▲ 0.50% · 4.625%
HK$42,526
+HK$2,130/mo
Deposit HK$3.24M · loan HK$7.55M · min. income ≈ HK$80,792/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,293
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,671
−HK$1,400/mo
Today · 4.125%
HK$47,071
baseline
▲ 0.50% · 4.625%
HK$49,935
+HK$2,864/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$94,142/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,276
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,597
−HK$1,341/mo
Today · 4.125%
HK$51,938
baseline
▲ 0.50% · 4.625%
HK$54,676
+HK$2,738/mo
Deposit HK$1.08M · loan HK$9.71M · min. income ≈ HK$103,876/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,681 · Scale 2, in force from 26 Feb 2026)