LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,626
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,392
−HK$778/mo
Today · 4.125%
HK$26,170
baseline
▲ 0.50% · 4.625%
HK$27,763
+HK$1,593/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$52,340/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,396
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,131
−HK$745/mo
Today · 4.125%
HK$28,876
baseline
▲ 0.50% · 4.625%
HK$30,399
+HK$1,523/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$57,752/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$404,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,551
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,471
−HK$933/mo
Today · 4.125%
HK$31,404
baseline
▲ 0.50% · 4.625%
HK$33,315
+HK$1,911/mo
Deposit HK$4.32M · loan HK$6.48M · min. income ≈ HK$62,808/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,876
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,757
−HK$895/mo
Today · 4.125%
HK$34,652
baseline
▲ 0.50% · 4.625%
HK$36,478
+HK$1,826/mo
Deposit HK$4.32M · loan HK$6.48M · min. income ≈ HK$69,304/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$404,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,477
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,549
−HK$1,089/mo
Today · 4.125%
HK$36,638
baseline
▲ 0.50% · 4.625%
HK$38,868
+HK$2,230/mo
Deposit HK$3.24M · loan HK$7.56M · min. income ≈ HK$73,276/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,355
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,383
−HK$1,044/mo
Today · 4.125%
HK$40,427
baseline
▲ 0.50% · 4.625%
HK$42,558
+HK$2,131/mo
Deposit HK$3.24M · loan HK$7.56M · min. income ≈ HK$80,854/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$404,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,327
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,706
−HK$1,401/mo
Today · 4.125%
HK$47,107
baseline
▲ 0.50% · 4.625%
HK$49,973
+HK$2,866/mo
Deposit HK$1.08M · loan HK$9.72M · min. income ≈ HK$94,214/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,313
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,636
−HK$1,342/mo
Today · 4.125%
HK$51,978
baseline
▲ 0.50% · 4.625%
HK$54,717
+HK$2,739/mo
Deposit HK$1.08M · loan HK$9.72M · min. income ≈ HK$103,956/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$404,989 · Scale 2, in force from 26 Feb 2026)