LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,633
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,399
−HK$778/mo
Today · 4.125%
HK$26,177
baseline
▲ 0.50% · 4.625%
HK$27,770
+HK$1,593/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$52,354/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,404
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,139
−HK$745/mo
Today · 4.125%
HK$28,884
baseline
▲ 0.50% · 4.625%
HK$30,407
+HK$1,523/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$57,768/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,559
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,479
−HK$934/mo
Today · 4.125%
HK$31,413
baseline
▲ 0.50% · 4.625%
HK$33,324
+HK$1,911/mo
Deposit HK$4.32M · loan HK$6.48M · min. income ≈ HK$62,826/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,884
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,766
−HK$895/mo
Today · 4.125%
HK$34,661
baseline
▲ 0.50% · 4.625%
HK$36,488
+HK$1,827/mo
Deposit HK$4.32M · loan HK$6.48M · min. income ≈ HK$69,322/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,486
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,558
−HK$1,090/mo
Today · 4.125%
HK$36,648
baseline
▲ 0.50% · 4.625%
HK$38,878
+HK$2,230/mo
Deposit HK$3.24M · loan HK$7.56M · min. income ≈ HK$73,296/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,365
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,394
−HK$1,044/mo
Today · 4.125%
HK$40,438
baseline
▲ 0.50% · 4.625%
HK$42,569
+HK$2,131/mo
Deposit HK$3.24M · loan HK$7.56M · min. income ≈ HK$80,876/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,339
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,718
−HK$1,401/mo
Today · 4.125%
HK$47,119
baseline
▲ 0.50% · 4.625%
HK$49,986
+HK$2,867/mo
Deposit HK$1.08M · loan HK$9.72M · min. income ≈ HK$94,238/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,326
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,649
−HK$1,342/mo
Today · 4.125%
HK$51,991
baseline
▲ 0.50% · 4.625%
HK$54,732
+HK$2,741/mo
Deposit HK$1.08M · loan HK$9.72M · min. income ≈ HK$103,982/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,097 · Scale 2, in force from 26 Feb 2026)