LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,642
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,409
−HK$779/mo
Today · 4.125%
HK$26,188
baseline
▲ 0.50% · 4.625%
HK$27,781
+HK$1,593/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$52,376/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,414
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,150
−HK$745/mo
Today · 4.125%
HK$28,895
baseline
▲ 0.50% · 4.625%
HK$30,419
+HK$1,524/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$57,790/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,571
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,491
−HK$934/mo
Today · 4.125%
HK$31,425
baseline
▲ 0.50% · 4.625%
HK$33,337
+HK$1,912/mo
Deposit HK$4.32M · loan HK$6.48M · min. income ≈ HK$62,850/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,897
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,779
−HK$895/mo
Today · 4.125%
HK$34,674
baseline
▲ 0.50% · 4.625%
HK$36,502
+HK$1,828/mo
Deposit HK$4.32M · loan HK$6.48M · min. income ≈ HK$69,348/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,499
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,572
−HK$1,091/mo
Today · 4.125%
HK$36,663
baseline
▲ 0.50% · 4.625%
HK$38,893
+HK$2,230/mo
Deposit HK$3.24M · loan HK$7.56M · min. income ≈ HK$73,326/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,380
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,409
−HK$1,045/mo
Today · 4.125%
HK$40,454
baseline
▲ 0.50% · 4.625%
HK$42,586
+HK$2,132/mo
Deposit HK$3.24M · loan HK$7.56M · min. income ≈ HK$80,908/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,356
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,736
−HK$1,402/mo
Today · 4.125%
HK$47,138
baseline
▲ 0.50% · 4.625%
HK$50,006
+HK$2,868/mo
Deposit HK$1.08M · loan HK$9.73M · min. income ≈ HK$94,276/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,346
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,669
−HK$1,343/mo
Today · 4.125%
HK$52,012
baseline
▲ 0.50% · 4.625%
HK$54,753
+HK$2,741/mo
Deposit HK$1.08M · loan HK$9.73M · min. income ≈ HK$104,024/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,256 · Scale 2, in force from 26 Feb 2026)