LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,647
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,414
−HK$779/mo
Today · 4.125%
HK$26,193
baseline
▲ 0.50% · 4.625%
HK$27,786
+HK$1,593/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$52,386/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,419
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,155
−HK$746/mo
Today · 4.125%
HK$28,901
baseline
▲ 0.50% · 4.625%
HK$30,424
+HK$1,523/mo
Deposit HK$5.40M · loan HK$5.40M · min. income ≈ HK$57,802/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,576
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,496
−HK$935/mo
Today · 4.125%
HK$31,431
baseline
▲ 0.50% · 4.625%
HK$33,344
+HK$1,913/mo
Deposit HK$4.32M · loan HK$6.49M · min. income ≈ HK$62,862/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,903
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,786
−HK$895/mo
Today · 4.125%
HK$34,681
baseline
▲ 0.50% · 4.625%
HK$36,509
+HK$1,828/mo
Deposit HK$4.32M · loan HK$6.49M · min. income ≈ HK$69,362/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,506
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,579
−HK$1,091/mo
Today · 4.125%
HK$36,670
baseline
▲ 0.50% · 4.625%
HK$38,901
+HK$2,231/mo
Deposit HK$3.24M · loan HK$7.57M · min. income ≈ HK$73,340/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,387
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,417
−HK$1,044/mo
Today · 4.125%
HK$40,461
baseline
▲ 0.50% · 4.625%
HK$42,594
+HK$2,133/mo
Deposit HK$3.24M · loan HK$7.57M · min. income ≈ HK$80,922/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,365
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,744
−HK$1,403/mo
Today · 4.125%
HK$47,147
baseline
▲ 0.50% · 4.625%
HK$50,015
+HK$2,868/mo
Deposit HK$1.08M · loan HK$9.73M · min. income ≈ HK$94,294/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,355
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,679
−HK$1,343/mo
Today · 4.125%
HK$52,022
baseline
▲ 0.50% · 4.625%
HK$54,764
+HK$2,742/mo
Deposit HK$1.08M · loan HK$9.73M · min. income ≈ HK$104,044/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,332 · Scale 2, in force from 26 Feb 2026)