LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,652
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,419
−HK$779/mo
Today · 4.125%
HK$26,198
baseline
▲ 0.50% · 4.625%
HK$27,792
+HK$1,594/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$52,396/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,426
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,161
−HK$746/mo
Today · 4.125%
HK$28,907
baseline
▲ 0.50% · 4.625%
HK$30,431
+HK$1,524/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$57,814/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,583
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,503
−HK$935/mo
Today · 4.125%
HK$31,438
baseline
▲ 0.50% · 4.625%
HK$33,351
+HK$1,913/mo
Deposit HK$4.32M · loan HK$6.49M · min. income ≈ HK$62,876/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,911
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,793
−HK$896/mo
Today · 4.125%
HK$34,689
baseline
▲ 0.50% · 4.625%
HK$36,517
+HK$1,828/mo
Deposit HK$4.32M · loan HK$6.49M · min. income ≈ HK$69,378/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,513
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,587
−HK$1,091/mo
Today · 4.125%
HK$36,678
baseline
▲ 0.50% · 4.625%
HK$38,909
+HK$2,231/mo
Deposit HK$3.24M · loan HK$7.57M · min. income ≈ HK$73,356/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,396
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,426
−HK$1,044/mo
Today · 4.125%
HK$40,470
baseline
▲ 0.50% · 4.625%
HK$42,603
+HK$2,133/mo
Deposit HK$3.24M · loan HK$7.57M · min. income ≈ HK$80,940/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,374
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,755
−HK$1,402/mo
Today · 4.125%
HK$47,157
baseline
▲ 0.50% · 4.625%
HK$50,026
+HK$2,869/mo
Deposit HK$1.08M · loan HK$9.73M · min. income ≈ HK$94,314/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,366
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,690
−HK$1,343/mo
Today · 4.125%
HK$52,033
baseline
▲ 0.50% · 4.625%
HK$54,776
+HK$2,743/mo
Deposit HK$1.08M · loan HK$9.73M · min. income ≈ HK$104,066/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,423 · Scale 2, in force from 26 Feb 2026)