LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,654
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,421
−HK$779/mo
Today · 4.125%
HK$26,200
baseline
▲ 0.50% · 4.625%
HK$27,794
+HK$1,594/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$52,400/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,427
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,163
−HK$746/mo
Today · 4.125%
HK$28,909
baseline
▲ 0.50% · 4.625%
HK$30,433
+HK$1,524/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$57,818/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,585
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,505
−HK$935/mo
Today · 4.125%
HK$31,440
baseline
▲ 0.50% · 4.625%
HK$33,353
+HK$1,913/mo
Deposit HK$4.32M · loan HK$6.49M · min. income ≈ HK$62,880/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,912
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,795
−HK$896/mo
Today · 4.125%
HK$34,691
baseline
▲ 0.50% · 4.625%
HK$36,519
+HK$1,828/mo
Deposit HK$4.32M · loan HK$6.49M · min. income ≈ HK$69,382/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,515
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,589
−HK$1,091/mo
Today · 4.125%
HK$36,680
baseline
▲ 0.50% · 4.625%
HK$38,912
+HK$2,232/mo
Deposit HK$3.24M · loan HK$7.57M · min. income ≈ HK$73,360/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,398
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,428
−HK$1,044/mo
Today · 4.125%
HK$40,472
baseline
▲ 0.50% · 4.625%
HK$42,606
+HK$2,134/mo
Deposit HK$3.24M · loan HK$7.57M · min. income ≈ HK$80,944/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,377
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,757
−HK$1,403/mo
Today · 4.125%
HK$47,160
baseline
▲ 0.50% · 4.625%
HK$50,029
+HK$2,869/mo
Deposit HK$1.08M · loan HK$9.73M · min. income ≈ HK$94,320/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,369
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,693
−HK$1,343/mo
Today · 4.125%
HK$52,036
baseline
▲ 0.50% · 4.625%
HK$54,779
+HK$2,743/mo
Deposit HK$1.08M · loan HK$9.73M · min. income ≈ HK$104,072/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,445 · Scale 2, in force from 26 Feb 2026)