LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,660
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,427
−HK$780/mo
Today · 4.125%
HK$26,207
baseline
▲ 0.50% · 4.625%
HK$27,801
+HK$1,594/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$52,414/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,434
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,170
−HK$746/mo
Today · 4.125%
HK$28,916
baseline
▲ 0.50% · 4.625%
HK$30,441
+HK$1,525/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$57,832/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,592
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,513
−HK$935/mo
Today · 4.125%
HK$31,448
baseline
▲ 0.50% · 4.625%
HK$33,362
+HK$1,914/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$62,896/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,921
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,804
−HK$896/mo
Today · 4.125%
HK$34,700
baseline
▲ 0.50% · 4.625%
HK$36,529
+HK$1,829/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$69,400/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,524
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,598
−HK$1,091/mo
Today · 4.125%
HK$36,689
baseline
▲ 0.50% · 4.625%
HK$38,922
+HK$2,233/mo
Deposit HK$3.24M · loan HK$7.57M · min. income ≈ HK$73,378/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,408
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,438
−HK$1,045/mo
Today · 4.125%
HK$40,483
baseline
▲ 0.50% · 4.625%
HK$42,617
+HK$2,134/mo
Deposit HK$3.24M · loan HK$7.57M · min. income ≈ HK$80,966/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,388
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,769
−HK$1,403/mo
Today · 4.125%
HK$47,172
baseline
▲ 0.50% · 4.625%
HK$50,042
+HK$2,870/mo
Deposit HK$1.08M · loan HK$9.73M · min. income ≈ HK$94,344/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,382
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,706
−HK$1,344/mo
Today · 4.125%
HK$52,050
baseline
▲ 0.50% · 4.625%
HK$54,793
+HK$2,743/mo
Deposit HK$1.08M · loan HK$9.73M · min. income ≈ HK$104,100/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,551 · Scale 2, in force from 26 Feb 2026)