LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,665
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,433
−HK$779/mo
Today · 4.125%
HK$26,212
baseline
▲ 0.50% · 4.625%
HK$27,807
+HK$1,595/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$52,424/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,440
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,176
−HK$747/mo
Today · 4.125%
HK$28,923
baseline
▲ 0.50% · 4.625%
HK$30,447
+HK$1,524/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$57,846/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$405,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,599
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,519
−HK$936/mo
Today · 4.125%
HK$31,455
baseline
▲ 0.50% · 4.625%
HK$33,369
+HK$1,914/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$62,910/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,928
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,811
−HK$896/mo
Today · 4.125%
HK$34,707
baseline
▲ 0.50% · 4.625%
HK$36,537
+HK$1,830/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$69,414/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,532
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,606
−HK$1,091/mo
Today · 4.125%
HK$36,697
baseline
▲ 0.50% · 4.625%
HK$38,930
+HK$2,233/mo
Deposit HK$3.25M · loan HK$7.57M · min. income ≈ HK$73,394/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,416
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,446
−HK$1,046/mo
Today · 4.125%
HK$40,492
baseline
▲ 0.50% · 4.625%
HK$42,626
+HK$2,134/mo
Deposit HK$3.25M · loan HK$7.57M · min. income ≈ HK$80,984/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,398
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,779
−HK$1,403/mo
Today · 4.125%
HK$47,182
baseline
▲ 0.50% · 4.625%
HK$50,053
+HK$2,871/mo
Deposit HK$1.08M · loan HK$9.74M · min. income ≈ HK$94,364/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,392
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,717
−HK$1,344/mo
Today · 4.125%
HK$52,061
baseline
▲ 0.50% · 4.625%
HK$54,805
+HK$2,744/mo
Deposit HK$1.08M · loan HK$9.74M · min. income ≈ HK$104,122/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,637 · Scale 2, in force from 26 Feb 2026)