LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,670
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,437
−HK$780/mo
Today · 4.125%
HK$26,217
baseline
▲ 0.50% · 4.625%
HK$27,812
+HK$1,595/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$52,434/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$405,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,445
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,181
−HK$747/mo
Today · 4.125%
HK$28,928
baseline
▲ 0.50% · 4.625%
HK$30,453
+HK$1,525/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$57,856/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$405,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,604
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$935/mo
Today · 4.125%
HK$31,460
baseline
▲ 0.50% · 4.625%
HK$33,375
+HK$1,915/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$62,920/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,934
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,817
−HK$897/mo
Today · 4.125%
HK$34,714
baseline
▲ 0.50% · 4.625%
HK$36,543
+HK$1,829/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$69,428/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,538
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,612
−HK$1,092/mo
Today · 4.125%
HK$36,704
baseline
▲ 0.50% · 4.625%
HK$38,937
+HK$2,233/mo
Deposit HK$3.25M · loan HK$7.57M · min. income ≈ HK$73,408/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,423
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,454
−HK$1,045/mo
Today · 4.125%
HK$40,499
baseline
▲ 0.50% · 4.625%
HK$42,634
+HK$2,135/mo
Deposit HK$3.25M · loan HK$7.57M · min. income ≈ HK$80,998/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,406
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,787
−HK$1,404/mo
Today · 4.125%
HK$47,191
baseline
▲ 0.50% · 4.625%
HK$50,062
+HK$2,871/mo
Deposit HK$1.08M · loan HK$9.74M · min. income ≈ HK$94,382/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,401
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,726
−HK$1,344/mo
Today · 4.125%
HK$52,070
baseline
▲ 0.50% · 4.625%
HK$54,815
+HK$2,745/mo
Deposit HK$1.08M · loan HK$9.74M · min. income ≈ HK$104,140/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,712 · Scale 2, in force from 26 Feb 2026)