LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,674
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,441
−HK$780/mo
Today · 4.125%
HK$26,221
baseline
▲ 0.50% · 4.625%
HK$27,816
+HK$1,595/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$52,442/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$405,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,449
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,185
−HK$747/mo
Today · 4.125%
HK$28,932
baseline
▲ 0.50% · 4.625%
HK$30,457
+HK$1,525/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$57,864/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$405,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,608
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,529
−HK$936/mo
Today · 4.125%
HK$31,465
baseline
▲ 0.50% · 4.625%
HK$33,380
+HK$1,915/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$62,930/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,939
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,823
−HK$896/mo
Today · 4.125%
HK$34,719
baseline
▲ 0.50% · 4.625%
HK$36,549
+HK$1,830/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$69,438/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,543
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,618
−HK$1,091/mo
Today · 4.125%
HK$36,709
baseline
▲ 0.50% · 4.625%
HK$38,943
+HK$2,234/mo
Deposit HK$3.25M · loan HK$7.57M · min. income ≈ HK$73,418/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,429
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,460
−HK$1,045/mo
Today · 4.125%
HK$40,505
baseline
▲ 0.50% · 4.625%
HK$42,640
+HK$2,135/mo
Deposit HK$3.25M · loan HK$7.57M · min. income ≈ HK$81,010/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,413
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,794
−HK$1,404/mo
Today · 4.125%
HK$47,198
baseline
▲ 0.50% · 4.625%
HK$50,070
+HK$2,872/mo
Deposit HK$1.08M · loan HK$9.74M · min. income ≈ HK$94,396/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,409
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,734
−HK$1,344/mo
Today · 4.125%
HK$52,078
baseline
▲ 0.50% · 4.625%
HK$54,823
+HK$2,745/mo
Deposit HK$1.08M · loan HK$9.74M · min. income ≈ HK$104,156/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,773 · Scale 2, in force from 26 Feb 2026)