LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,675
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,442
−HK$780/mo
Today · 4.125%
HK$26,222
baseline
▲ 0.50% · 4.625%
HK$27,818
+HK$1,596/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$52,444/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$405,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,450
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,187
−HK$746/mo
Today · 4.125%
HK$28,933
baseline
▲ 0.50% · 4.625%
HK$30,459
+HK$1,526/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$57,866/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$405,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,610
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,531
−HK$935/mo
Today · 4.125%
HK$31,466
baseline
▲ 0.50% · 4.625%
HK$33,381
+HK$1,915/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$62,932/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,940
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,824
−HK$896/mo
Today · 4.125%
HK$34,720
baseline
▲ 0.50% · 4.625%
HK$36,550
+HK$1,830/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$69,440/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$405,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,545
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,619
−HK$1,092/mo
Today · 4.125%
HK$36,711
baseline
▲ 0.50% · 4.625%
HK$38,945
+HK$2,234/mo
Deposit HK$3.25M · loan HK$7.57M · min. income ≈ HK$73,422/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,431
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,461
−HK$1,046/mo
Today · 4.125%
HK$40,507
baseline
▲ 0.50% · 4.625%
HK$42,642
+HK$2,135/mo
Deposit HK$3.25M · loan HK$7.57M · min. income ≈ HK$81,014/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,414
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,796
−HK$1,404/mo
Today · 4.125%
HK$47,200
baseline
▲ 0.50% · 4.625%
HK$50,072
+HK$2,872/mo
Deposit HK$1.08M · loan HK$9.74M · min. income ≈ HK$94,400/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,411
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,736
−HK$1,344/mo
Today · 4.125%
HK$52,080
baseline
▲ 0.50% · 4.625%
HK$54,825
+HK$2,745/mo
Deposit HK$1.08M · loan HK$9.74M · min. income ≈ HK$104,160/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,789 · Scale 2, in force from 26 Feb 2026)