LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,682
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,450
−HK$780/mo
Today · 4.125%
HK$26,230
baseline
▲ 0.50% · 4.625%
HK$27,826
+HK$1,596/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$52,460/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$405,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,458
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,195
−HK$747/mo
Today · 4.125%
HK$28,942
baseline
▲ 0.50% · 4.625%
HK$30,468
+HK$1,526/mo
Deposit HK$5.41M · loan HK$5.41M · min. income ≈ HK$57,884/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$405,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,618
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,540
−HK$936/mo
Today · 4.125%
HK$31,476
baseline
▲ 0.50% · 4.625%
HK$33,391
+HK$1,915/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$62,952/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$405,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,950
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,834
−HK$896/mo
Today · 4.125%
HK$34,730
baseline
▲ 0.50% · 4.625%
HK$36,561
+HK$1,831/mo
Deposit HK$4.33M · loan HK$6.49M · min. income ≈ HK$69,460/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$405,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,555
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,630
−HK$1,092/mo
Today · 4.125%
HK$36,722
baseline
▲ 0.50% · 4.625%
HK$38,956
+HK$2,234/mo
Deposit HK$3.25M · loan HK$7.58M · min. income ≈ HK$73,444/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,442
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,473
−HK$1,046/mo
Today · 4.125%
HK$40,519
baseline
▲ 0.50% · 4.625%
HK$42,655
+HK$2,136/mo
Deposit HK$3.25M · loan HK$7.58M · min. income ≈ HK$81,038/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,428
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,809
−HK$1,405/mo
Today · 4.125%
HK$47,214
baseline
▲ 0.50% · 4.625%
HK$50,086
+HK$2,872/mo
Deposit HK$1.08M · loan HK$9.74M · min. income ≈ HK$94,428/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,425
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,751
−HK$1,344/mo
Today · 4.125%
HK$52,095
baseline
▲ 0.50% · 4.625%
HK$54,842
+HK$2,747/mo
Deposit HK$1.08M · loan HK$9.74M · min. income ≈ HK$104,190/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$405,908 · Scale 2, in force from 26 Feb 2026)