LTV · monthly repayment
▼ 0.50% · 3.625%
HK$246,937
−HK$15,485/mo
▼ 0.25% · 3.875%
HK$254,618
−HK$7,804/mo
Today · 4.125%
HK$262,422
baseline
▲ 0.50% · 4.625%
HK$278,390
+HK$15,968/mo
Deposit HK$54.15M · loan HK$54.15M · min. income ≈ HK$524,844/mo (50% DSR)
Upfront cash ≈ HK$60.88M (deposit + AVD stamp duty HK$6,738,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,715
−HK$14,842/mo
▼ 0.25% · 3.875%
HK$282,082
−HK$7,475/mo
Today · 4.125%
HK$289,557
baseline
▲ 0.50% · 4.625%
HK$304,819
+HK$15,262/mo
Deposit HK$54.15M · loan HK$54.15M · min. income ≈ HK$579,114/mo (50% DSR)
Upfront cash ≈ HK$60.88M (deposit + AVD stamp duty HK$6,738,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,324
−HK$18,582/mo
▼ 0.25% · 3.875%
HK$305,541
−HK$9,365/mo
Today · 4.125%
HK$314,906
baseline
▲ 0.50% · 4.625%
HK$334,067
+HK$19,161/mo
Deposit HK$43.32M · loan HK$64.98M · min. income ≈ HK$629,812/mo (50% DSR)
Upfront cash ≈ HK$50.06M (deposit + AVD stamp duty HK$6,738,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,657
−HK$17,811/mo
▼ 0.25% · 3.875%
HK$338,499
−HK$8,969/mo
Today · 4.125%
HK$347,468
baseline
▲ 0.50% · 4.625%
HK$365,783
+HK$18,315/mo
Deposit HK$43.32M · loan HK$64.98M · min. income ≈ HK$694,936/mo (50% DSR)
Upfront cash ≈ HK$50.06M (deposit + AVD stamp duty HK$6,738,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,711
−HK$21,680/mo
▼ 0.25% · 3.875%
HK$356,465
−HK$10,926/mo
Today · 4.125%
HK$367,391
baseline
▲ 0.50% · 4.625%
HK$389,745
+HK$22,354/mo
Deposit HK$32.49M · loan HK$75.81M · min. income ≈ HK$734,782/mo (50% DSR)
Upfront cash ≈ HK$39.23M (deposit + AVD stamp duty HK$6,738,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,600
−HK$20,779/mo
▼ 0.25% · 3.875%
HK$394,915
−HK$10,464/mo
Today · 4.125%
HK$405,379
baseline
▲ 0.50% · 4.625%
HK$426,747
+HK$21,368/mo
Deposit HK$32.49M · loan HK$75.81M · min. income ≈ HK$810,758/mo (50% DSR)
Upfront cash ≈ HK$39.23M (deposit + AVD stamp duty HK$6,738,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$444,486
−HK$27,873/mo
▼ 0.25% · 3.875%
HK$458,312
−HK$14,047/mo
Today · 4.125%
HK$472,359
baseline
▲ 0.50% · 4.625%
HK$501,101
+HK$28,742/mo
Deposit HK$10.83M · loan HK$97.46M · min. income ≈ HK$944,718/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$6,738,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$494,486
−HK$26,716/mo
▼ 0.25% · 3.875%
HK$507,748
−HK$13,454/mo
Today · 4.125%
HK$521,202
baseline
▲ 0.50% · 4.625%
HK$548,675
+HK$27,473/mo
Deposit HK$10.83M · loan HK$97.46M · min. income ≈ HK$1,042,404/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$6,738,014 · Scale 2, in force from 26 Feb 2026)