LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,698
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,466
−HK$780/mo
Today · 4.125%
HK$26,246
baseline
▲ 0.50% · 4.625%
HK$27,844
+HK$1,598/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,492/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$406,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,476
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$747/mo
Today · 4.125%
HK$28,960
baseline
▲ 0.50% · 4.625%
HK$30,487
+HK$1,527/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$57,920/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$406,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,637
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,559
−HK$937/mo
Today · 4.125%
HK$31,496
baseline
▲ 0.50% · 4.625%
HK$33,412
+HK$1,916/mo
Deposit HK$4.33M · loan HK$6.50M · min. income ≈ HK$62,992/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,971
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,855
−HK$897/mo
Today · 4.125%
HK$34,752
baseline
▲ 0.50% · 4.625%
HK$36,584
+HK$1,832/mo
Deposit HK$4.33M · loan HK$6.50M · min. income ≈ HK$69,504/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,577
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,652
−HK$1,093/mo
Today · 4.125%
HK$36,745
baseline
▲ 0.50% · 4.625%
HK$38,981
+HK$2,236/mo
Deposit HK$3.25M · loan HK$7.58M · min. income ≈ HK$73,490/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,466
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,498
−HK$1,047/mo
Today · 4.125%
HK$40,545
baseline
▲ 0.50% · 4.625%
HK$42,682
+HK$2,137/mo
Deposit HK$3.25M · loan HK$7.58M · min. income ≈ HK$81,090/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,456
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,839
−HK$1,405/mo
Today · 4.125%
HK$47,244
baseline
▲ 0.50% · 4.625%
HK$50,118
+HK$2,874/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$94,488/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,457
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,783
−HK$1,346/mo
Today · 4.125%
HK$52,129
baseline
▲ 0.50% · 4.625%
HK$54,877
+HK$2,748/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$104,258/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,167 · Scale 2, in force from 26 Feb 2026)