LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,700
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,468
−HK$781/mo
Today · 4.125%
HK$26,249
baseline
▲ 0.50% · 4.625%
HK$27,846
+HK$1,597/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,498/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$406,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,478
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,215
−HK$748/mo
Today · 4.125%
HK$28,963
baseline
▲ 0.50% · 4.625%
HK$30,490
+HK$1,527/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$57,926/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$406,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,640
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,562
−HK$937/mo
Today · 4.125%
HK$31,499
baseline
▲ 0.50% · 4.625%
HK$33,415
+HK$1,916/mo
Deposit HK$4.33M · loan HK$6.50M · min. income ≈ HK$62,998/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,974
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,859
−HK$897/mo
Today · 4.125%
HK$34,756
baseline
▲ 0.50% · 4.625%
HK$36,588
+HK$1,832/mo
Deposit HK$4.33M · loan HK$6.50M · min. income ≈ HK$69,512/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,580
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,656
−HK$1,092/mo
Today · 4.125%
HK$36,748
baseline
▲ 0.50% · 4.625%
HK$38,984
+HK$2,236/mo
Deposit HK$3.25M · loan HK$7.58M · min. income ≈ HK$73,496/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,470
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,502
−HK$1,046/mo
Today · 4.125%
HK$40,548
baseline
▲ 0.50% · 4.625%
HK$42,686
+HK$2,138/mo
Deposit HK$3.25M · loan HK$7.58M · min. income ≈ HK$81,096/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,460
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,843
−HK$1,405/mo
Today · 4.125%
HK$47,248
baseline
▲ 0.50% · 4.625%
HK$50,123
+HK$2,875/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$94,496/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,461
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,788
−HK$1,345/mo
Today · 4.125%
HK$52,133
baseline
▲ 0.50% · 4.625%
HK$54,882
+HK$2,749/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$104,266/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,204 · Scale 2, in force from 26 Feb 2026)