LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,707
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,476
−HK$780/mo
Today · 4.125%
HK$26,256
baseline
▲ 0.50% · 4.625%
HK$27,854
+HK$1,598/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,512/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$406,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,486
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,223
−HK$748/mo
Today · 4.125%
HK$28,971
baseline
▲ 0.50% · 4.625%
HK$30,498
+HK$1,527/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$57,942/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$406,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,648
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,571
−HK$937/mo
Today · 4.125%
HK$31,508
baseline
▲ 0.50% · 4.625%
HK$33,425
+HK$1,917/mo
Deposit HK$4.33M · loan HK$6.50M · min. income ≈ HK$63,016/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,984
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,868
−HK$898/mo
Today · 4.125%
HK$34,766
baseline
▲ 0.50% · 4.625%
HK$36,598
+HK$1,832/mo
Deposit HK$4.33M · loan HK$6.50M · min. income ≈ HK$69,532/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,590
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,666
−HK$1,093/mo
Today · 4.125%
HK$36,759
baseline
▲ 0.50% · 4.625%
HK$38,996
+HK$2,237/mo
Deposit HK$3.25M · loan HK$7.58M · min. income ≈ HK$73,518/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,481
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,513
−HK$1,047/mo
Today · 4.125%
HK$40,560
baseline
▲ 0.50% · 4.625%
HK$42,698
+HK$2,138/mo
Deposit HK$3.25M · loan HK$7.58M · min. income ≈ HK$81,120/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,473
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,856
−HK$1,405/mo
Today · 4.125%
HK$47,261
baseline
▲ 0.50% · 4.625%
HK$50,137
+HK$2,876/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$94,522/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,475
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,802
−HK$1,346/mo
Today · 4.125%
HK$52,148
baseline
▲ 0.50% · 4.625%
HK$54,897
+HK$2,749/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$104,296/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,320 · Scale 2, in force from 26 Feb 2026)