LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,711
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,480
−HK$781/mo
Today · 4.125%
HK$26,261
baseline
▲ 0.50% · 4.625%
HK$27,859
+HK$1,598/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,522/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$406,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,491
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,228
−HK$748/mo
Today · 4.125%
HK$28,976
baseline
▲ 0.50% · 4.625%
HK$30,504
+HK$1,528/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$57,952/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$406,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,654
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,576
−HK$937/mo
Today · 4.125%
HK$31,513
baseline
▲ 0.50% · 4.625%
HK$33,431
+HK$1,918/mo
Deposit HK$4.33M · loan HK$6.50M · min. income ≈ HK$63,026/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,989
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,874
−HK$898/mo
Today · 4.125%
HK$34,772
baseline
▲ 0.50% · 4.625%
HK$36,605
+HK$1,833/mo
Deposit HK$4.33M · loan HK$6.50M · min. income ≈ HK$69,544/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,596
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,672
−HK$1,093/mo
Today · 4.125%
HK$36,765
baseline
▲ 0.50% · 4.625%
HK$39,002
+HK$2,237/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$73,530/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,488
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,520
−HK$1,047/mo
Today · 4.125%
HK$40,567
baseline
▲ 0.50% · 4.625%
HK$42,705
+HK$2,138/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$81,134/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,480
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,864
−HK$1,406/mo
Today · 4.125%
HK$47,270
baseline
▲ 0.50% · 4.625%
HK$50,146
+HK$2,876/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$94,540/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,484
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,811
−HK$1,347/mo
Today · 4.125%
HK$52,158
baseline
▲ 0.50% · 4.625%
HK$54,907
+HK$2,749/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$104,316/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,392 · Scale 2, in force from 26 Feb 2026)