LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,712
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,480
−HK$781/mo
Today · 4.125%
HK$26,261
baseline
▲ 0.50% · 4.625%
HK$27,859
+HK$1,598/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,522/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,492
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,229
−HK$748/mo
Today · 4.125%
HK$28,977
baseline
▲ 0.50% · 4.625%
HK$30,504
+HK$1,527/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$57,954/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,654
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$937/mo
Today · 4.125%
HK$31,514
baseline
▲ 0.50% · 4.625%
HK$33,431
+HK$1,917/mo
Deposit HK$4.33M · loan HK$6.50M · min. income ≈ HK$63,028/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,990
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,875
−HK$897/mo
Today · 4.125%
HK$34,772
baseline
▲ 0.50% · 4.625%
HK$36,605
+HK$1,833/mo
Deposit HK$4.33M · loan HK$6.50M · min. income ≈ HK$69,544/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,596
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,673
−HK$1,093/mo
Today · 4.125%
HK$36,766
baseline
▲ 0.50% · 4.625%
HK$39,003
+HK$2,237/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$73,532/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,488
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,520
−HK$1,048/mo
Today · 4.125%
HK$40,568
baseline
▲ 0.50% · 4.625%
HK$42,706
+HK$2,138/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$81,136/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,481
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,865
−HK$1,405/mo
Today · 4.125%
HK$47,270
baseline
▲ 0.50% · 4.625%
HK$50,147
+HK$2,877/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$94,540/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,485
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,812
−HK$1,346/mo
Today · 4.125%
HK$52,158
baseline
▲ 0.50% · 4.625%
HK$54,908
+HK$2,750/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$104,316/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,398 · Scale 2, in force from 26 Feb 2026)