LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,712
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,481
−HK$781/mo
Today · 4.125%
HK$26,262
baseline
▲ 0.50% · 4.625%
HK$27,860
+HK$1,598/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,524/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,492
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,230
−HK$748/mo
Today · 4.125%
HK$28,978
baseline
▲ 0.50% · 4.625%
HK$30,505
+HK$1,527/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$57,956/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,655
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$938/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,432
+HK$1,917/mo
Deposit HK$4.34M · loan HK$6.50M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,991
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,876
−HK$897/mo
Today · 4.125%
HK$34,773
baseline
▲ 0.50% · 4.625%
HK$36,606
+HK$1,833/mo
Deposit HK$4.34M · loan HK$6.50M · min. income ≈ HK$69,546/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,597
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,674
−HK$1,093/mo
Today · 4.125%
HK$36,767
baseline
▲ 0.50% · 4.625%
HK$39,004
+HK$2,237/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$73,534/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,489
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,521
−HK$1,048/mo
Today · 4.125%
HK$40,569
baseline
▲ 0.50% · 4.625%
HK$42,707
+HK$2,138/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$81,138/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,482
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,866
−HK$1,406/mo
Today · 4.125%
HK$47,272
baseline
▲ 0.50% · 4.625%
HK$50,148
+HK$2,876/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$94,544/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,486
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,813
−HK$1,347/mo
Today · 4.125%
HK$52,160
baseline
▲ 0.50% · 4.625%
HK$54,909
+HK$2,749/mo
Deposit HK$1.08M · loan HK$9.75M · min. income ≈ HK$104,320/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,409 · Scale 2, in force from 26 Feb 2026)