LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,720
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,489
−HK$781/mo
Today · 4.125%
HK$26,270
baseline
▲ 0.50% · 4.625%
HK$27,869
+HK$1,599/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,540/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,501
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$748/mo
Today · 4.125%
HK$28,986
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,528/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$57,972/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,664
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,587
−HK$937/mo
Today · 4.125%
HK$31,524
baseline
▲ 0.50% · 4.625%
HK$33,442
+HK$1,918/mo
Deposit HK$4.34M · loan HK$6.50M · min. income ≈ HK$63,048/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,001
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,886
−HK$898/mo
Today · 4.125%
HK$34,784
baseline
▲ 0.50% · 4.625%
HK$36,617
+HK$1,833/mo
Deposit HK$4.34M · loan HK$6.50M · min. income ≈ HK$69,568/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,608
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,684
−HK$1,094/mo
Today · 4.125%
HK$36,778
baseline
▲ 0.50% · 4.625%
HK$39,016
+HK$2,238/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$73,556/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,501
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,533
−HK$1,048/mo
Today · 4.125%
HK$40,581
baseline
▲ 0.50% · 4.625%
HK$42,720
+HK$2,139/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$81,162/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,496
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,880
−HK$1,406/mo
Today · 4.125%
HK$47,286
baseline
▲ 0.50% · 4.625%
HK$50,163
+HK$2,877/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$94,572/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,501
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,829
−HK$1,347/mo
Today · 4.125%
HK$52,176
baseline
▲ 0.50% · 4.625%
HK$54,926
+HK$2,750/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$104,352/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,532 · Scale 2, in force from 26 Feb 2026)