LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,722
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,491
−HK$781/mo
Today · 4.125%
HK$26,272
baseline
▲ 0.50% · 4.625%
HK$27,871
+HK$1,599/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,544/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,503
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,241
−HK$748/mo
Today · 4.125%
HK$28,989
baseline
▲ 0.50% · 4.625%
HK$30,517
+HK$1,528/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$57,978/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,666
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,589
−HK$938/mo
Today · 4.125%
HK$31,527
baseline
▲ 0.50% · 4.625%
HK$33,445
+HK$1,918/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$63,054/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,003
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,889
−HK$898/mo
Today · 4.125%
HK$34,787
baseline
▲ 0.50% · 4.625%
HK$36,620
+HK$1,833/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$69,574/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$406,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,611
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,687
−HK$1,094/mo
Today · 4.125%
HK$36,781
baseline
▲ 0.50% · 4.625%
HK$39,019
+HK$2,238/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$73,562/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,504
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,537
−HK$1,047/mo
Today · 4.125%
HK$40,584
baseline
▲ 0.50% · 4.625%
HK$42,724
+HK$2,140/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$81,168/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,499
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,884
−HK$1,406/mo
Today · 4.125%
HK$47,290
baseline
▲ 0.50% · 4.625%
HK$50,167
+HK$2,877/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$94,580/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,505
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,833
−HK$1,347/mo
Today · 4.125%
HK$52,180
baseline
▲ 0.50% · 4.625%
HK$54,930
+HK$2,750/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$104,360/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,565 · Scale 2, in force from 26 Feb 2026)