LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,734
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,504
−HK$781/mo
Today · 4.125%
HK$26,285
baseline
▲ 0.50% · 4.625%
HK$27,885
+HK$1,600/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,570/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,517
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,255
−HK$748/mo
Today · 4.125%
HK$29,003
baseline
▲ 0.50% · 4.625%
HK$30,532
+HK$1,529/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$58,006/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,681
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,604
−HK$938/mo
Today · 4.125%
HK$31,542
baseline
▲ 0.50% · 4.625%
HK$33,462
+HK$1,920/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$63,084/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,020
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,906
−HK$898/mo
Today · 4.125%
HK$34,804
baseline
▲ 0.50% · 4.625%
HK$36,638
+HK$1,834/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$69,608/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,628
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,705
−HK$1,094/mo
Today · 4.125%
HK$36,799
baseline
▲ 0.50% · 4.625%
HK$39,039
+HK$2,240/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$73,598/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,523
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,556
−HK$1,049/mo
Today · 4.125%
HK$40,605
baseline
▲ 0.50% · 4.625%
HK$42,745
+HK$2,140/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$81,210/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,522
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,907
−HK$1,407/mo
Today · 4.125%
HK$47,314
baseline
▲ 0.50% · 4.625%
HK$50,193
+HK$2,879/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$94,628/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,530
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,858
−HK$1,348/mo
Today · 4.125%
HK$52,206
baseline
▲ 0.50% · 4.625%
HK$54,958
+HK$2,752/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$104,412/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,769 · Scale 2, in force from 26 Feb 2026)