LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,738
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,507
−HK$782/mo
Today · 4.125%
HK$26,289
baseline
▲ 0.50% · 4.625%
HK$27,889
+HK$1,600/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,578/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,521
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,259
−HK$748/mo
Today · 4.125%
HK$29,007
baseline
▲ 0.50% · 4.625%
HK$30,536
+HK$1,529/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$58,014/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,685
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,609
−HK$938/mo
Today · 4.125%
HK$31,547
baseline
▲ 0.50% · 4.625%
HK$33,467
+HK$1,920/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$63,094/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,025
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,910
−HK$899/mo
Today · 4.125%
HK$34,809
baseline
▲ 0.50% · 4.625%
HK$36,644
+HK$1,835/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$69,618/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,633
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,710
−HK$1,095/mo
Today · 4.125%
HK$36,805
baseline
▲ 0.50% · 4.625%
HK$39,044
+HK$2,239/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$73,610/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,529
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,562
−HK$1,048/mo
Today · 4.125%
HK$40,610
baseline
▲ 0.50% · 4.625%
HK$42,751
+HK$2,141/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$81,220/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,528
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,913
−HK$1,407/mo
Today · 4.125%
HK$47,320
baseline
▲ 0.50% · 4.625%
HK$50,200
+HK$2,880/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$94,640/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,537
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,866
−HK$1,347/mo
Today · 4.125%
HK$52,213
baseline
▲ 0.50% · 4.625%
HK$54,966
+HK$2,753/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$104,426/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,827 · Scale 2, in force from 26 Feb 2026)