LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,739
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,509
−HK$781/mo
Today · 4.125%
HK$26,290
baseline
▲ 0.50% · 4.625%
HK$27,890
+HK$1,600/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,580/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,522
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,260
−HK$749/mo
Today · 4.125%
HK$29,009
baseline
▲ 0.50% · 4.625%
HK$30,538
+HK$1,529/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$58,018/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,687
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,610
−HK$939/mo
Today · 4.125%
HK$31,549
baseline
▲ 0.50% · 4.625%
HK$33,468
+HK$1,919/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$63,098/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,026
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,912
−HK$899/mo
Today · 4.125%
HK$34,811
baseline
▲ 0.50% · 4.625%
HK$36,646
+HK$1,835/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$69,622/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,635
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,712
−HK$1,095/mo
Today · 4.125%
HK$36,807
baseline
▲ 0.50% · 4.625%
HK$39,046
+HK$2,239/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$73,614/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,531
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,564
−HK$1,048/mo
Today · 4.125%
HK$40,612
baseline
▲ 0.50% · 4.625%
HK$42,753
+HK$2,141/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$81,224/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,530
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,916
−HK$1,407/mo
Today · 4.125%
HK$47,323
baseline
▲ 0.50% · 4.625%
HK$50,202
+HK$2,879/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$94,646/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,540
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,868
−HK$1,348/mo
Today · 4.125%
HK$52,216
baseline
▲ 0.50% · 4.625%
HK$54,968
+HK$2,752/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$104,432/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,848 · Scale 2, in force from 26 Feb 2026)