LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,741
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,510
−HK$782/mo
Today · 4.125%
HK$26,292
baseline
▲ 0.50% · 4.625%
HK$27,892
+HK$1,600/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$52,584/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,524
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,262
−HK$749/mo
Today · 4.125%
HK$29,011
baseline
▲ 0.50% · 4.625%
HK$30,540
+HK$1,529/mo
Deposit HK$5.42M · loan HK$5.42M · min. income ≈ HK$58,022/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,689
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,612
−HK$939/mo
Today · 4.125%
HK$31,551
baseline
▲ 0.50% · 4.625%
HK$33,470
+HK$1,919/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$63,102/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,029
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,914
−HK$899/mo
Today · 4.125%
HK$34,813
baseline
▲ 0.50% · 4.625%
HK$36,648
+HK$1,835/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$69,626/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,637
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,714
−HK$1,095/mo
Today · 4.125%
HK$36,809
baseline
▲ 0.50% · 4.625%
HK$39,049
+HK$2,240/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$73,618/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,533
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,567
−HK$1,048/mo
Today · 4.125%
HK$40,615
baseline
▲ 0.50% · 4.625%
HK$42,756
+HK$2,141/mo
Deposit HK$3.25M · loan HK$7.59M · min. income ≈ HK$81,230/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,533
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,919
−HK$1,407/mo
Today · 4.125%
HK$47,326
baseline
▲ 0.50% · 4.625%
HK$50,206
+HK$2,880/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$94,652/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,543
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,872
−HK$1,347/mo
Today · 4.125%
HK$52,219
baseline
▲ 0.50% · 4.625%
HK$54,972
+HK$2,753/mo
Deposit HK$1.08M · loan HK$9.76M · min. income ≈ HK$104,438/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,874 · Scale 2, in force from 26 Feb 2026)