LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,744
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,514
−HK$782/mo
Today · 4.125%
HK$26,296
baseline
▲ 0.50% · 4.625%
HK$27,896
+HK$1,600/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$52,592/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,527
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,266
−HK$749/mo
Today · 4.125%
HK$29,015
baseline
▲ 0.50% · 4.625%
HK$30,544
+HK$1,529/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$58,030/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,693
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,616
−HK$939/mo
Today · 4.125%
HK$31,555
baseline
▲ 0.50% · 4.625%
HK$33,475
+HK$1,920/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$63,110/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,033
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,919
−HK$899/mo
Today · 4.125%
HK$34,818
baseline
▲ 0.50% · 4.625%
HK$36,653
+HK$1,835/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$69,636/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,642
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,719
−HK$1,095/mo
Today · 4.125%
HK$36,814
baseline
▲ 0.50% · 4.625%
HK$39,054
+HK$2,240/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$73,628/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,538
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,572
−HK$1,049/mo
Today · 4.125%
HK$40,621
baseline
▲ 0.50% · 4.625%
HK$42,762
+HK$2,141/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$81,242/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,539
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,925
−HK$1,407/mo
Today · 4.125%
HK$47,332
baseline
▲ 0.50% · 4.625%
HK$50,212
+HK$2,880/mo
Deposit HK$1.09M · loan HK$9.77M · min. income ≈ HK$94,664/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,549
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,878
−HK$1,348/mo
Today · 4.125%
HK$52,226
baseline
▲ 0.50% · 4.625%
HK$54,979
+HK$2,753/mo
Deposit HK$1.09M · loan HK$9.77M · min. income ≈ HK$104,452/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,928 · Scale 2, in force from 26 Feb 2026)