LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,746
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,516
−HK$782/mo
Today · 4.125%
HK$26,298
baseline
▲ 0.50% · 4.625%
HK$27,898
+HK$1,600/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$52,596/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,530
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,268
−HK$749/mo
Today · 4.125%
HK$29,017
baseline
▲ 0.50% · 4.625%
HK$30,547
+HK$1,530/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$58,034/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$406,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,695
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,619
−HK$939/mo
Today · 4.125%
HK$31,558
baseline
▲ 0.50% · 4.625%
HK$33,478
+HK$1,920/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$63,116/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,036
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,922
−HK$899/mo
Today · 4.125%
HK$34,821
baseline
▲ 0.50% · 4.625%
HK$36,656
+HK$1,835/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$69,642/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$406,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,645
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,722
−HK$1,095/mo
Today · 4.125%
HK$36,817
baseline
▲ 0.50% · 4.625%
HK$39,057
+HK$2,240/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$73,634/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,542
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,575
−HK$1,049/mo
Today · 4.125%
HK$40,624
baseline
▲ 0.50% · 4.625%
HK$42,765
+HK$2,141/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$81,248/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$406,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,543
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,929
−HK$1,407/mo
Today · 4.125%
HK$47,336
baseline
▲ 0.50% · 4.625%
HK$50,217
+HK$2,881/mo
Deposit HK$1.09M · loan HK$9.77M · min. income ≈ HK$94,672/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,554
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,883
−HK$1,348/mo
Today · 4.125%
HK$52,231
baseline
▲ 0.50% · 4.625%
HK$54,984
+HK$2,753/mo
Deposit HK$1.09M · loan HK$9.77M · min. income ≈ HK$104,462/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$406,964 · Scale 2, in force from 26 Feb 2026)