LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,752
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,522
−HK$783/mo
Today · 4.125%
HK$26,305
baseline
▲ 0.50% · 4.625%
HK$27,905
+HK$1,600/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$52,610/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$407,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,537
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,275
−HK$750/mo
Today · 4.125%
HK$29,025
baseline
▲ 0.50% · 4.625%
HK$30,555
+HK$1,530/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$58,050/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$407,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,703
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,627
−HK$939/mo
Today · 4.125%
HK$31,566
baseline
▲ 0.50% · 4.625%
HK$33,486
+HK$1,920/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$63,132/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,044
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,930
−HK$899/mo
Today · 4.125%
HK$34,829
baseline
▲ 0.50% · 4.625%
HK$36,665
+HK$1,836/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$69,658/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,653
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,731
−HK$1,096/mo
Today · 4.125%
HK$36,827
baseline
▲ 0.50% · 4.625%
HK$39,067
+HK$2,240/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$73,654/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$407,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,552
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,586
−HK$1,048/mo
Today · 4.125%
HK$40,634
baseline
▲ 0.50% · 4.625%
HK$42,776
+HK$2,142/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$81,268/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$407,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,554
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,940
−HK$1,408/mo
Today · 4.125%
HK$47,348
baseline
▲ 0.50% · 4.625%
HK$50,229
+HK$2,881/mo
Deposit HK$1.09M · loan HK$9.77M · min. income ≈ HK$94,696/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,566
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,896
−HK$1,348/mo
Today · 4.125%
HK$52,244
baseline
▲ 0.50% · 4.625%
HK$54,998
+HK$2,754/mo
Deposit HK$1.09M · loan HK$9.77M · min. income ≈ HK$104,488/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,067 · Scale 2, in force from 26 Feb 2026)