LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,757
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,527
−HK$782/mo
Today · 4.125%
HK$26,309
baseline
▲ 0.50% · 4.625%
HK$27,910
+HK$1,601/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$52,618/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,542
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,281
−HK$749/mo
Today · 4.125%
HK$29,030
baseline
▲ 0.50% · 4.625%
HK$30,560
+HK$1,530/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$58,060/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,708
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,632
−HK$939/mo
Today · 4.125%
HK$31,571
baseline
▲ 0.50% · 4.625%
HK$33,492
+HK$1,921/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$63,142/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,050
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,937
−HK$899/mo
Today · 4.125%
HK$34,836
baseline
▲ 0.50% · 4.625%
HK$36,672
+HK$1,836/mo
Deposit HK$4.34M · loan HK$6.51M · min. income ≈ HK$69,672/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,660
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,738
−HK$1,095/mo
Today · 4.125%
HK$36,833
baseline
▲ 0.50% · 4.625%
HK$39,074
+HK$2,241/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$73,666/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$407,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,559
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,593
−HK$1,049/mo
Today · 4.125%
HK$40,642
baseline
▲ 0.50% · 4.625%
HK$42,784
+HK$2,142/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$81,284/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$407,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,563
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,949
−HK$1,408/mo
Today · 4.125%
HK$47,357
baseline
▲ 0.50% · 4.625%
HK$50,239
+HK$2,882/mo
Deposit HK$1.09M · loan HK$9.77M · min. income ≈ HK$94,714/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,575
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,905
−HK$1,349/mo
Today · 4.125%
HK$52,254
baseline
▲ 0.50% · 4.625%
HK$55,008
+HK$2,754/mo
Deposit HK$1.09M · loan HK$9.77M · min. income ≈ HK$104,508/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,142 · Scale 2, in force from 26 Feb 2026)