LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,762
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,532
−HK$783/mo
Today · 4.125%
HK$26,315
baseline
▲ 0.50% · 4.625%
HK$27,916
+HK$1,601/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$52,630/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,547
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,286
−HK$749/mo
Today · 4.125%
HK$29,035
baseline
▲ 0.50% · 4.625%
HK$30,566
+HK$1,531/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$58,070/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,714
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,638
−HK$939/mo
Today · 4.125%
HK$31,577
baseline
▲ 0.50% · 4.625%
HK$33,499
+HK$1,922/mo
Deposit HK$4.34M · loan HK$6.52M · min. income ≈ HK$63,154/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,057
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,943
−HK$900/mo
Today · 4.125%
HK$34,843
baseline
▲ 0.50% · 4.625%
HK$36,679
+HK$1,836/mo
Deposit HK$4.34M · loan HK$6.52M · min. income ≈ HK$69,686/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,666
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,745
−HK$1,095/mo
Today · 4.125%
HK$36,840
baseline
▲ 0.50% · 4.625%
HK$39,082
+HK$2,242/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$73,680/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$407,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,566
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,600
−HK$1,050/mo
Today · 4.125%
HK$40,650
baseline
▲ 0.50% · 4.625%
HK$42,792
+HK$2,142/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$81,300/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$407,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,571
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,958
−HK$1,408/mo
Today · 4.125%
HK$47,366
baseline
▲ 0.50% · 4.625%
HK$50,248
+HK$2,882/mo
Deposit HK$1.09M · loan HK$9.77M · min. income ≈ HK$94,732/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,585
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,915
−HK$1,349/mo
Today · 4.125%
HK$52,264
baseline
▲ 0.50% · 4.625%
HK$55,019
+HK$2,755/mo
Deposit HK$1.09M · loan HK$9.77M · min. income ≈ HK$104,528/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,220 · Scale 2, in force from 26 Feb 2026)