LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,769
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,539
−HK$783/mo
Today · 4.125%
HK$26,322
baseline
▲ 0.50% · 4.625%
HK$27,924
+HK$1,602/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$52,644/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,555
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,294
−HK$750/mo
Today · 4.125%
HK$29,044
baseline
▲ 0.50% · 4.625%
HK$30,575
+HK$1,531/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$58,088/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,723
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,647
−HK$940/mo
Today · 4.125%
HK$31,587
baseline
▲ 0.50% · 4.625%
HK$33,509
+HK$1,922/mo
Deposit HK$4.34M · loan HK$6.52M · min. income ≈ HK$63,174/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,066
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,953
−HK$900/mo
Today · 4.125%
HK$34,853
baseline
▲ 0.50% · 4.625%
HK$36,690
+HK$1,837/mo
Deposit HK$4.34M · loan HK$6.52M · min. income ≈ HK$69,706/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,676
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,755
−HK$1,096/mo
Today · 4.125%
HK$36,851
baseline
▲ 0.50% · 4.625%
HK$39,093
+HK$2,242/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$73,702/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,577
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,612
−HK$1,049/mo
Today · 4.125%
HK$40,661
baseline
▲ 0.50% · 4.625%
HK$42,805
+HK$2,144/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$81,322/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,584
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,971
−HK$1,409/mo
Today · 4.125%
HK$47,380
baseline
▲ 0.50% · 4.625%
HK$50,263
+HK$2,883/mo
Deposit HK$1.09M · loan HK$9.78M · min. income ≈ HK$94,760/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,599
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,930
−HK$1,349/mo
Today · 4.125%
HK$52,279
baseline
▲ 0.50% · 4.625%
HK$55,035
+HK$2,756/mo
Deposit HK$1.09M · loan HK$9.78M · min. income ≈ HK$104,558/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,338 · Scale 2, in force from 26 Feb 2026)