LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,770
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,541
−HK$782/mo
Today · 4.125%
HK$26,323
baseline
▲ 0.50% · 4.625%
HK$27,925
+HK$1,602/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$52,646/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,556
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,295
−HK$750/mo
Today · 4.125%
HK$29,045
baseline
▲ 0.50% · 4.625%
HK$30,576
+HK$1,531/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$58,090/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,724
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,649
−HK$939/mo
Today · 4.125%
HK$31,588
baseline
▲ 0.50% · 4.625%
HK$33,510
+HK$1,922/mo
Deposit HK$4.35M · loan HK$6.52M · min. income ≈ HK$63,176/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,068
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,955
−HK$899/mo
Today · 4.125%
HK$34,854
baseline
▲ 0.50% · 4.625%
HK$36,691
+HK$1,837/mo
Deposit HK$4.35M · loan HK$6.52M · min. income ≈ HK$69,708/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,678
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,757
−HK$1,096/mo
Today · 4.125%
HK$36,853
baseline
▲ 0.50% · 4.625%
HK$39,095
+HK$2,242/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$73,706/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,579
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,614
−HK$1,049/mo
Today · 4.125%
HK$40,663
baseline
▲ 0.50% · 4.625%
HK$42,807
+HK$2,144/mo
Deposit HK$3.26M · loan HK$7.60M · min. income ≈ HK$81,326/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,586
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,973
−HK$1,409/mo
Today · 4.125%
HK$47,382
baseline
▲ 0.50% · 4.625%
HK$50,265
+HK$2,883/mo
Deposit HK$1.09M · loan HK$9.78M · min. income ≈ HK$94,764/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,602
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,932
−HK$1,349/mo
Today · 4.125%
HK$52,281
baseline
▲ 0.50% · 4.625%
HK$55,037
+HK$2,756/mo
Deposit HK$1.09M · loan HK$9.78M · min. income ≈ HK$104,562/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,357 · Scale 2, in force from 26 Feb 2026)