LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,773
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,544
−HK$783/mo
Today · 4.125%
HK$26,327
baseline
▲ 0.50% · 4.625%
HK$27,929
+HK$1,602/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$52,654/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,560
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,299
−HK$750/mo
Today · 4.125%
HK$29,049
baseline
▲ 0.50% · 4.625%
HK$30,580
+HK$1,531/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$58,098/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,728
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,653
−HK$939/mo
Today · 4.125%
HK$31,592
baseline
▲ 0.50% · 4.625%
HK$33,515
+HK$1,923/mo
Deposit HK$4.35M · loan HK$6.52M · min. income ≈ HK$63,184/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,072
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,959
−HK$900/mo
Today · 4.125%
HK$34,859
baseline
▲ 0.50% · 4.625%
HK$36,697
+HK$1,838/mo
Deposit HK$4.35M · loan HK$6.52M · min. income ≈ HK$69,718/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,683
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,762
−HK$1,096/mo
Today · 4.125%
HK$36,858
baseline
▲ 0.50% · 4.625%
HK$39,100
+HK$2,242/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$73,716/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,584
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,619
−HK$1,050/mo
Today · 4.125%
HK$40,669
baseline
▲ 0.50% · 4.625%
HK$42,813
+HK$2,144/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$81,338/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,592
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,979
−HK$1,410/mo
Today · 4.125%
HK$47,389
baseline
▲ 0.50% · 4.625%
HK$50,272
+HK$2,883/mo
Deposit HK$1.09M · loan HK$9.78M · min. income ≈ HK$94,778/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,608
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,939
−HK$1,350/mo
Today · 4.125%
HK$52,289
baseline
▲ 0.50% · 4.625%
HK$55,045
+HK$2,756/mo
Deposit HK$1.09M · loan HK$9.78M · min. income ≈ HK$104,578/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,413 · Scale 2, in force from 26 Feb 2026)