LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,781
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,551
−HK$784/mo
Today · 4.125%
HK$26,335
baseline
▲ 0.50% · 4.625%
HK$27,937
+HK$1,602/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$52,670/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,568
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,307
−HK$751/mo
Today · 4.125%
HK$29,058
baseline
▲ 0.50% · 4.625%
HK$30,589
+HK$1,531/mo
Deposit HK$5.43M · loan HK$5.43M · min. income ≈ HK$58,116/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,737
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,662
−HK$939/mo
Today · 4.125%
HK$31,601
baseline
▲ 0.50% · 4.625%
HK$33,524
+HK$1,923/mo
Deposit HK$4.35M · loan HK$6.52M · min. income ≈ HK$63,202/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,082
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,969
−HK$900/mo
Today · 4.125%
HK$34,869
baseline
▲ 0.50% · 4.625%
HK$36,707
+HK$1,838/mo
Deposit HK$4.35M · loan HK$6.52M · min. income ≈ HK$69,738/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$407,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,693
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,772
−HK$1,096/mo
Today · 4.125%
HK$36,868
baseline
▲ 0.50% · 4.625%
HK$39,112
+HK$2,244/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$73,736/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,595
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,630
−HK$1,051/mo
Today · 4.125%
HK$40,681
baseline
▲ 0.50% · 4.625%
HK$42,825
+HK$2,144/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$81,362/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,605
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,992
−HK$1,410/mo
Today · 4.125%
HK$47,402
baseline
▲ 0.50% · 4.625%
HK$50,286
+HK$2,884/mo
Deposit HK$1.09M · loan HK$9.78M · min. income ≈ HK$94,804/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,623
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,953
−HK$1,351/mo
Today · 4.125%
HK$52,304
baseline
▲ 0.50% · 4.625%
HK$55,061
+HK$2,757/mo
Deposit HK$1.09M · loan HK$9.78M · min. income ≈ HK$104,608/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,530 · Scale 2, in force from 26 Feb 2026)