LTV · monthly repayment
▼ 0.50% · 3.625%
HK$247,826
−HK$15,541/mo
▼ 0.25% · 3.875%
HK$255,535
−HK$7,832/mo
Today · 4.125%
HK$263,367
baseline
▲ 0.50% · 4.625%
HK$279,392
+HK$16,025/mo
Deposit HK$54.34M · loan HK$54.34M · min. income ≈ HK$526,734/mo (50% DSR)
Upfront cash ≈ HK$61.20M (deposit + AVD stamp duty HK$6,854,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,704
−HK$14,895/mo
▼ 0.25% · 3.875%
HK$283,098
−HK$7,501/mo
Today · 4.125%
HK$290,599
baseline
▲ 0.50% · 4.625%
HK$305,917
+HK$15,318/mo
Deposit HK$54.34M · loan HK$54.34M · min. income ≈ HK$581,198/mo (50% DSR)
Upfront cash ≈ HK$61.20M (deposit + AVD stamp duty HK$6,854,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,391
−HK$18,649/mo
▼ 0.25% · 3.875%
HK$306,642
−HK$9,398/mo
Today · 4.125%
HK$316,040
baseline
▲ 0.50% · 4.625%
HK$335,270
+HK$19,230/mo
Deposit HK$43.47M · loan HK$65.21M · min. income ≈ HK$632,080/mo (50% DSR)
Upfront cash ≈ HK$50.33M (deposit + AVD stamp duty HK$6,854,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,845
−HK$17,874/mo
▼ 0.25% · 3.875%
HK$339,718
−HK$9,001/mo
Today · 4.125%
HK$348,719
baseline
▲ 0.50% · 4.625%
HK$367,100
+HK$18,381/mo
Deposit HK$43.47M · loan HK$65.21M · min. income ≈ HK$697,438/mo (50% DSR)
Upfront cash ≈ HK$50.33M (deposit + AVD stamp duty HK$6,854,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,956
−HK$21,757/mo
▼ 0.25% · 3.875%
HK$357,748
−HK$10,965/mo
Today · 4.125%
HK$368,713
baseline
▲ 0.50% · 4.625%
HK$391,149
+HK$22,436/mo
Deposit HK$32.60M · loan HK$76.08M · min. income ≈ HK$737,426/mo (50% DSR)
Upfront cash ≈ HK$39.46M (deposit + AVD stamp duty HK$6,854,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,985
−HK$20,854/mo
▼ 0.25% · 3.875%
HK$396,337
−HK$10,502/mo
Today · 4.125%
HK$406,839
baseline
▲ 0.50% · 4.625%
HK$428,284
+HK$21,445/mo
Deposit HK$32.60M · loan HK$76.08M · min. income ≈ HK$813,678/mo (50% DSR)
Upfront cash ≈ HK$39.46M (deposit + AVD stamp duty HK$6,854,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$446,087
−HK$27,973/mo
▼ 0.25% · 3.875%
HK$459,962
−HK$14,098/mo
Today · 4.125%
HK$474,060
baseline
▲ 0.50% · 4.625%
HK$502,906
+HK$28,846/mo
Deposit HK$10.87M · loan HK$97.81M · min. income ≈ HK$948,120/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$6,854,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$496,267
−HK$26,812/mo
▼ 0.25% · 3.875%
HK$509,576
−HK$13,503/mo
Today · 4.125%
HK$523,079
baseline
▲ 0.50% · 4.625%
HK$550,651
+HK$27,572/mo
Deposit HK$10.87M · loan HK$97.81M · min. income ≈ HK$1,046,158/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$6,854,996 · Scale 2, in force from 26 Feb 2026)