LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,790
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,561
−HK$783/mo
Today · 4.125%
HK$26,344
baseline
▲ 0.50% · 4.625%
HK$27,947
+HK$1,603/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,688/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,578
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,318
−HK$750/mo
Today · 4.125%
HK$29,068
baseline
▲ 0.50% · 4.625%
HK$30,600
+HK$1,532/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,136/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,747
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,673
−HK$940/mo
Today · 4.125%
HK$31,613
baseline
▲ 0.50% · 4.625%
HK$33,536
+HK$1,923/mo
Deposit HK$4.35M · loan HK$6.52M · min. income ≈ HK$63,226/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,094
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,981
−HK$901/mo
Today · 4.125%
HK$34,882
baseline
▲ 0.50% · 4.625%
HK$36,720
+HK$1,838/mo
Deposit HK$4.35M · loan HK$6.52M · min. income ≈ HK$69,764/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,705
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,785
−HK$1,097/mo
Today · 4.125%
HK$36,882
baseline
▲ 0.50% · 4.625%
HK$39,126
+HK$2,244/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$73,764/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,609
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,645
−HK$1,050/mo
Today · 4.125%
HK$40,695
baseline
▲ 0.50% · 4.625%
HK$42,840
+HK$2,145/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$81,390/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,621
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,009
−HK$1,410/mo
Today · 4.125%
HK$47,419
baseline
▲ 0.50% · 4.625%
HK$50,305
+HK$2,886/mo
Deposit HK$1.09M · loan HK$9.78M · min. income ≈ HK$94,838/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,641
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,972
−HK$1,350/mo
Today · 4.125%
HK$52,322
baseline
▲ 0.50% · 4.625%
HK$55,080
+HK$2,758/mo
Deposit HK$1.09M · loan HK$9.78M · min. income ≈ HK$104,644/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$407,677 · Scale 2, in force from 26 Feb 2026)