LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,795
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,567
−HK$783/mo
Today · 4.125%
HK$26,350
baseline
▲ 0.50% · 4.625%
HK$27,954
+HK$1,604/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,700/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,585
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,324
−HK$751/mo
Today · 4.125%
HK$29,075
baseline
▲ 0.50% · 4.625%
HK$30,608
+HK$1,533/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,150/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$407,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,755
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,680
−HK$940/mo
Today · 4.125%
HK$31,620
baseline
▲ 0.50% · 4.625%
HK$33,544
+HK$1,924/mo
Deposit HK$4.35M · loan HK$6.52M · min. income ≈ HK$63,240/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,102
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,989
−HK$901/mo
Today · 4.125%
HK$34,890
baseline
▲ 0.50% · 4.625%
HK$36,729
+HK$1,839/mo
Deposit HK$4.35M · loan HK$6.52M · min. income ≈ HK$69,780/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,714
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,793
−HK$1,097/mo
Today · 4.125%
HK$36,890
baseline
▲ 0.50% · 4.625%
HK$39,135
+HK$2,245/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$73,780/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,619
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,654
−HK$1,051/mo
Today · 4.125%
HK$40,705
baseline
▲ 0.50% · 4.625%
HK$42,851
+HK$2,146/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$81,410/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,632
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,020
−HK$1,411/mo
Today · 4.125%
HK$47,431
baseline
▲ 0.50% · 4.625%
HK$50,317
+HK$2,886/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$94,862/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$407,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,652
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,984
−HK$1,351/mo
Today · 4.125%
HK$52,335
baseline
▲ 0.50% · 4.625%
HK$55,094
+HK$2,759/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$104,670/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$407,774 · Scale 2, in force from 26 Feb 2026)