LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,798
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,569
−HK$784/mo
Today · 4.125%
HK$26,353
baseline
▲ 0.50% · 4.625%
HK$27,956
+HK$1,603/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,706/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$407,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,587
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,327
−HK$751/mo
Today · 4.125%
HK$29,078
baseline
▲ 0.50% · 4.625%
HK$30,611
+HK$1,533/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,156/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$407,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,757
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,683
−HK$940/mo
Today · 4.125%
HK$31,623
baseline
▲ 0.50% · 4.625%
HK$33,548
+HK$1,925/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$63,246/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,105
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,993
−HK$900/mo
Today · 4.125%
HK$34,893
baseline
▲ 0.50% · 4.625%
HK$36,733
+HK$1,840/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$69,786/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,717
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,797
−HK$1,097/mo
Today · 4.125%
HK$36,894
baseline
▲ 0.50% · 4.625%
HK$39,139
+HK$2,245/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$73,788/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,622
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,658
−HK$1,051/mo
Today · 4.125%
HK$40,709
baseline
▲ 0.50% · 4.625%
HK$42,855
+HK$2,146/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$81,418/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,636
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,025
−HK$1,410/mo
Today · 4.125%
HK$47,435
baseline
▲ 0.50% · 4.625%
HK$50,322
+HK$2,887/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$94,870/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$407,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,657
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,989
−HK$1,351/mo
Today · 4.125%
HK$52,340
baseline
▲ 0.50% · 4.625%
HK$55,099
+HK$2,759/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$104,680/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$407,814 · Scale 2, in force from 26 Feb 2026)