LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,799
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,570
−HK$784/mo
Today · 4.125%
HK$26,354
baseline
▲ 0.50% · 4.625%
HK$27,957
+HK$1,603/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,708/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$407,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,588
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,328
−HK$751/mo
Today · 4.125%
HK$29,079
baseline
▲ 0.50% · 4.625%
HK$30,612
+HK$1,533/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,158/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$407,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,759
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,684
−HK$941/mo
Today · 4.125%
HK$31,625
baseline
▲ 0.50% · 4.625%
HK$33,549
+HK$1,924/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$63,250/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,106
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,994
−HK$901/mo
Today · 4.125%
HK$34,895
baseline
▲ 0.50% · 4.625%
HK$36,734
+HK$1,839/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$69,790/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,718
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,798
−HK$1,097/mo
Today · 4.125%
HK$36,895
baseline
▲ 0.50% · 4.625%
HK$39,140
+HK$2,245/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$73,790/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,624
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,660
−HK$1,050/mo
Today · 4.125%
HK$40,710
baseline
▲ 0.50% · 4.625%
HK$42,856
+HK$2,146/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$81,420/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,638
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,026
−HK$1,411/mo
Today · 4.125%
HK$47,437
baseline
▲ 0.50% · 4.625%
HK$50,323
+HK$2,886/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$94,874/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$407,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,659
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,991
−HK$1,351/mo
Today · 4.125%
HK$52,342
baseline
▲ 0.50% · 4.625%
HK$55,101
+HK$2,759/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$104,684/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$407,829 · Scale 2, in force from 26 Feb 2026)