LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,804
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,575
−HK$784/mo
Today · 4.125%
HK$26,359
baseline
▲ 0.50% · 4.625%
HK$27,963
+HK$1,604/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,718/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$407,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,594
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,334
−HK$751/mo
Today · 4.125%
HK$29,085
baseline
▲ 0.50% · 4.625%
HK$30,618
+HK$1,533/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,170/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$407,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,765
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,690
−HK$941/mo
Today · 4.125%
HK$31,631
baseline
▲ 0.50% · 4.625%
HK$33,556
+HK$1,925/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$63,262/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,113
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,001
−HK$901/mo
Today · 4.125%
HK$34,902
baseline
▲ 0.50% · 4.625%
HK$36,741
+HK$1,839/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$69,804/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,725
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,805
−HK$1,098/mo
Today · 4.125%
HK$36,903
baseline
▲ 0.50% · 4.625%
HK$39,148
+HK$2,245/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$73,806/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,632
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,668
−HK$1,051/mo
Today · 4.125%
HK$40,719
baseline
▲ 0.50% · 4.625%
HK$42,865
+HK$2,146/mo
Deposit HK$3.26M · loan HK$7.61M · min. income ≈ HK$81,438/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,647
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,036
−HK$1,411/mo
Today · 4.125%
HK$47,447
baseline
▲ 0.50% · 4.625%
HK$50,334
+HK$2,887/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$94,894/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$407,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,669
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,001
−HK$1,352/mo
Today · 4.125%
HK$52,353
baseline
▲ 0.50% · 4.625%
HK$55,112
+HK$2,759/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$104,706/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$407,911 · Scale 2, in force from 26 Feb 2026)