LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,807
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,579
−HK$784/mo
Today · 4.125%
HK$26,363
baseline
▲ 0.50% · 4.625%
HK$27,967
+HK$1,604/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,726/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$407,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,598
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,338
−HK$751/mo
Today · 4.125%
HK$29,089
baseline
▲ 0.50% · 4.625%
HK$30,622
+HK$1,533/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,178/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$407,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,769
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,694
−HK$941/mo
Today · 4.125%
HK$31,635
baseline
▲ 0.50% · 4.625%
HK$33,560
+HK$1,925/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$63,270/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,117
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,005
−HK$901/mo
Today · 4.125%
HK$34,906
baseline
▲ 0.50% · 4.625%
HK$36,746
+HK$1,840/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$69,812/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$407,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,730
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,810
−HK$1,098/mo
Today · 4.125%
HK$36,908
baseline
▲ 0.50% · 4.625%
HK$39,154
+HK$2,246/mo
Deposit HK$3.26M · loan HK$7.62M · min. income ≈ HK$73,816/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,637
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,673
−HK$1,051/mo
Today · 4.125%
HK$40,724
baseline
▲ 0.50% · 4.625%
HK$42,871
+HK$2,147/mo
Deposit HK$3.26M · loan HK$7.62M · min. income ≈ HK$81,448/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$407,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,653
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,042
−HK$1,411/mo
Today · 4.125%
HK$47,453
baseline
▲ 0.50% · 4.625%
HK$50,340
+HK$2,887/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$94,906/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$407,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,676
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,008
−HK$1,352/mo
Today · 4.125%
HK$52,360
baseline
▲ 0.50% · 4.625%
HK$55,120
+HK$2,760/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$104,720/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$407,966 · Scale 2, in force from 26 Feb 2026)