LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,809
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,581
−HK$784/mo
Today · 4.125%
HK$26,365
baseline
▲ 0.50% · 4.625%
HK$27,969
+HK$1,604/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,730/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,600
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,340
−HK$751/mo
Today · 4.125%
HK$29,091
baseline
▲ 0.50% · 4.625%
HK$30,625
+HK$1,534/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,182/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,771
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,697
−HK$941/mo
Today · 4.125%
HK$31,638
baseline
▲ 0.50% · 4.625%
HK$33,563
+HK$1,925/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$63,276/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,120
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,008
−HK$901/mo
Today · 4.125%
HK$34,909
baseline
▲ 0.50% · 4.625%
HK$36,750
+HK$1,841/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$69,818/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,733
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,813
−HK$1,098/mo
Today · 4.125%
HK$36,911
baseline
▲ 0.50% · 4.625%
HK$39,157
+HK$2,246/mo
Deposit HK$3.26M · loan HK$7.62M · min. income ≈ HK$73,822/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,640
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,676
−HK$1,052/mo
Today · 4.125%
HK$40,728
baseline
▲ 0.50% · 4.625%
HK$42,874
+HK$2,146/mo
Deposit HK$3.26M · loan HK$7.62M · min. income ≈ HK$81,456/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,657
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,046
−HK$1,411/mo
Today · 4.125%
HK$47,457
baseline
▲ 0.50% · 4.625%
HK$50,345
+HK$2,888/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$94,914/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,680
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,012
−HK$1,352/mo
Today · 4.125%
HK$52,364
baseline
▲ 0.50% · 4.625%
HK$55,124
+HK$2,760/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$104,728/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,001 · Scale 2, in force from 26 Feb 2026)