LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,815
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,587
−HK$784/mo
Today · 4.125%
HK$26,371
baseline
▲ 0.50% · 4.625%
HK$27,976
+HK$1,605/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,742/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,607
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,347
−HK$751/mo
Today · 4.125%
HK$29,098
baseline
▲ 0.50% · 4.625%
HK$30,632
+HK$1,534/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,196/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,778
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,704
−HK$941/mo
Today · 4.125%
HK$31,645
baseline
▲ 0.50% · 4.625%
HK$33,571
+HK$1,926/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$63,290/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,128
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,016
−HK$902/mo
Today · 4.125%
HK$34,918
baseline
▲ 0.50% · 4.625%
HK$36,758
+HK$1,840/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$69,836/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,741
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,822
−HK$1,098/mo
Today · 4.125%
HK$36,920
baseline
▲ 0.50% · 4.625%
HK$39,166
+HK$2,246/mo
Deposit HK$3.26M · loan HK$7.62M · min. income ≈ HK$73,840/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,649
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,686
−HK$1,051/mo
Today · 4.125%
HK$40,737
baseline
▲ 0.50% · 4.625%
HK$42,885
+HK$2,148/mo
Deposit HK$3.26M · loan HK$7.62M · min. income ≈ HK$81,474/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,667
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,057
−HK$1,411/mo
Today · 4.125%
HK$47,468
baseline
▲ 0.50% · 4.625%
HK$50,357
+HK$2,889/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$94,936/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,692
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,024
−HK$1,352/mo
Today · 4.125%
HK$52,376
baseline
▲ 0.50% · 4.625%
HK$55,137
+HK$2,761/mo
Deposit HK$1.09M · loan HK$9.79M · min. income ≈ HK$104,752/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,098 · Scale 2, in force from 26 Feb 2026)