LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,820
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,592
−HK$784/mo
Today · 4.125%
HK$26,376
baseline
▲ 0.50% · 4.625%
HK$27,981
+HK$1,605/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,752/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,611
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,352
−HK$751/mo
Today · 4.125%
HK$29,103
baseline
▲ 0.50% · 4.625%
HK$30,637
+HK$1,534/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,206/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,783
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,710
−HK$941/mo
Today · 4.125%
HK$31,651
baseline
▲ 0.50% · 4.625%
HK$33,577
+HK$1,926/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$63,302/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,134
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,022
−HK$902/mo
Today · 4.125%
HK$34,924
baseline
▲ 0.50% · 4.625%
HK$36,765
+HK$1,841/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$69,848/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,747
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,828
−HK$1,098/mo
Today · 4.125%
HK$36,926
baseline
▲ 0.50% · 4.625%
HK$39,173
+HK$2,247/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$73,852/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,656
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,693
−HK$1,052/mo
Today · 4.125%
HK$40,745
baseline
▲ 0.50% · 4.625%
HK$42,892
+HK$2,147/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$81,490/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,675
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,065
−HK$1,412/mo
Today · 4.125%
HK$47,477
baseline
▲ 0.50% · 4.625%
HK$50,366
+HK$2,889/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$94,954/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,701
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,034
−HK$1,352/mo
Today · 4.125%
HK$52,386
baseline
▲ 0.50% · 4.625%
HK$55,147
+HK$2,761/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$104,772/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,170 · Scale 2, in force from 26 Feb 2026)