LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,825
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,597
−HK$784/mo
Today · 4.125%
HK$26,381
baseline
▲ 0.50% · 4.625%
HK$27,987
+HK$1,606/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,762/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,617
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,358
−HK$751/mo
Today · 4.125%
HK$29,109
baseline
▲ 0.50% · 4.625%
HK$30,644
+HK$1,535/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,218/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,789
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,716
−HK$942/mo
Today · 4.125%
HK$31,658
baseline
▲ 0.50% · 4.625%
HK$33,584
+HK$1,926/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$63,316/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,140
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,029
−HK$902/mo
Today · 4.125%
HK$34,931
baseline
▲ 0.50% · 4.625%
HK$36,772
+HK$1,841/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$69,862/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,754
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,835
−HK$1,099/mo
Today · 4.125%
HK$36,934
baseline
▲ 0.50% · 4.625%
HK$39,181
+HK$2,247/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$73,868/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,664
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,701
−HK$1,052/mo
Today · 4.125%
HK$40,753
baseline
▲ 0.50% · 4.625%
HK$42,901
+HK$2,148/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$81,506/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,684
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,074
−HK$1,412/mo
Today · 4.125%
HK$47,486
baseline
▲ 0.50% · 4.625%
HK$50,376
+HK$2,890/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$94,972/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,711
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,044
−HK$1,352/mo
Today · 4.125%
HK$52,396
baseline
▲ 0.50% · 4.625%
HK$55,158
+HK$2,762/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$104,792/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,253 · Scale 2, in force from 26 Feb 2026)