LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,826
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,598
−HK$785/mo
Today · 4.125%
HK$26,383
baseline
▲ 0.50% · 4.625%
HK$27,988
+HK$1,605/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,766/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,618
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,359
−HK$751/mo
Today · 4.125%
HK$29,110
baseline
▲ 0.50% · 4.625%
HK$30,645
+HK$1,535/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,220/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,791
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,718
−HK$941/mo
Today · 4.125%
HK$31,659
baseline
▲ 0.50% · 4.625%
HK$33,585
+HK$1,926/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$63,318/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,142
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,031
−HK$902/mo
Today · 4.125%
HK$34,933
baseline
▲ 0.50% · 4.625%
HK$36,774
+HK$1,841/mo
Deposit HK$4.35M · loan HK$6.53M · min. income ≈ HK$69,866/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,756
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,837
−HK$1,099/mo
Today · 4.125%
HK$36,936
baseline
▲ 0.50% · 4.625%
HK$39,183
+HK$2,247/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$73,872/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,666
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,703
−HK$1,052/mo
Today · 4.125%
HK$40,755
baseline
▲ 0.50% · 4.625%
HK$42,903
+HK$2,148/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$81,510/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,686
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,076
−HK$1,413/mo
Today · 4.125%
HK$47,489
baseline
▲ 0.50% · 4.625%
HK$50,378
+HK$2,889/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$94,978/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,713
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,046
−HK$1,353/mo
Today · 4.125%
HK$52,399
baseline
▲ 0.50% · 4.625%
HK$55,161
+HK$2,762/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$104,798/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,272 · Scale 2, in force from 26 Feb 2026)