LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,827
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,599
−HK$785/mo
Today · 4.125%
HK$26,384
baseline
▲ 0.50% · 4.625%
HK$27,989
+HK$1,605/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,768/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,619
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,360
−HK$752/mo
Today · 4.125%
HK$29,112
baseline
▲ 0.50% · 4.625%
HK$30,646
+HK$1,534/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,224/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,792
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,719
−HK$941/mo
Today · 4.125%
HK$31,660
baseline
▲ 0.50% · 4.625%
HK$33,587
+HK$1,927/mo
Deposit HK$4.36M · loan HK$6.53M · min. income ≈ HK$63,320/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,143
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,032
−HK$902/mo
Today · 4.125%
HK$34,934
baseline
▲ 0.50% · 4.625%
HK$36,775
+HK$1,841/mo
Deposit HK$4.36M · loan HK$6.53M · min. income ≈ HK$69,868/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,757
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,838
−HK$1,099/mo
Today · 4.125%
HK$36,937
baseline
▲ 0.50% · 4.625%
HK$39,184
+HK$2,247/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$73,874/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,667
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,704
−HK$1,052/mo
Today · 4.125%
HK$40,756
baseline
▲ 0.50% · 4.625%
HK$42,905
+HK$2,149/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$81,512/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,688
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,078
−HK$1,412/mo
Today · 4.125%
HK$47,490
baseline
▲ 0.50% · 4.625%
HK$50,380
+HK$2,890/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$94,980/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,715
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,048
−HK$1,353/mo
Today · 4.125%
HK$52,401
baseline
▲ 0.50% · 4.625%
HK$55,163
+HK$2,762/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$104,802/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,288 · Scale 2, in force from 26 Feb 2026)