LTV · monthly repayment
▼ 0.50% · 3.625%
HK$24,828
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,601
−HK$784/mo
Today · 4.125%
HK$26,385
baseline
▲ 0.50% · 4.625%
HK$27,991
+HK$1,606/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$52,770/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,621
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,362
−HK$752/mo
Today · 4.125%
HK$29,114
baseline
▲ 0.50% · 4.625%
HK$30,648
+HK$1,534/mo
Deposit HK$5.44M · loan HK$5.44M · min. income ≈ HK$58,228/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$408,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,794
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,721
−HK$941/mo
Today · 4.125%
HK$31,662
baseline
▲ 0.50% · 4.625%
HK$33,589
+HK$1,927/mo
Deposit HK$4.36M · loan HK$6.53M · min. income ≈ HK$63,324/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,146
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,035
−HK$901/mo
Today · 4.125%
HK$34,936
baseline
▲ 0.50% · 4.625%
HK$36,778
+HK$1,842/mo
Deposit HK$4.36M · loan HK$6.53M · min. income ≈ HK$69,872/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$408,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,760
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,841
−HK$1,099/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$39,187
+HK$2,247/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,670
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,707
−HK$1,052/mo
Today · 4.125%
HK$40,759
baseline
▲ 0.50% · 4.625%
HK$42,908
+HK$2,149/mo
Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$81,518/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,691
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,081
−HK$1,413/mo
Today · 4.125%
HK$47,494
baseline
▲ 0.50% · 4.625%
HK$50,384
+HK$2,890/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$94,988/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,718
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,052
−HK$1,353/mo
Today · 4.125%
HK$52,405
baseline
▲ 0.50% · 4.625%
HK$55,167
+HK$2,762/mo
Deposit HK$1.09M · loan HK$9.80M · min. income ≈ HK$104,810/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$408,317 · Scale 2, in force from 26 Feb 2026)